Page Text: are 18 years old or over,
are a permanent resident of Australia
What's next?
After you submit your online enquiry, we'll be in touch to provide an indicative quote and we can proceed with your application over the phone.
As your application progresses, you'll be kept up to date with email notifications and calls from your dedicated finance specialist.
FAQs
How can I apply for a Macquarie Car Loan?
To apply for a Macquarie Car Loan for personal use:
Select Talk to us
Fill out your details and a specialist with contact you within one business day.
As part of the application process, we’ll need to ask for additional information about you and your financial situation.
If you prefer to speak with a car loan specialist, call us on 1800 100 152, 9am to 5pm (Sydney time) Monday to Friday.
Please read our car loan terms and conditions and ask your introducer or a Macquarie car loan specialist for more information before applying.
Do you offer car loans for used cars?
Yes. We offer loans for new and used cars, SUVs, utes and vans.
For more information, speak to your introducer or contact us on 1800 100 152, 9am to 5pm (Sydney time) Monday to Friday or email leasingdirect@macquarie.com
How can I apply for a Macquarie commercial Car Loan?
To apply for a Macquarie car loan for commercial use:
Select Talk to us
Fill out your details and a specialist will contact you within one business day.
As part of the application process, we may need to ask for additional information about you and your financial circumstances within the last two years such as financial statements, full tax returns, notice of assessment.
If you'd prefer to speak with a car loan specialist, call us on 1800 100 152, 9am to 5pm (Sydney time) Monday to Friday .
How can I get a car loan payout figure?
To finalise a contract early, it must be paid out. You can request a payout figure at any time during the life of your contract. Please note paying out a loan early may incur additional fees and charges.
To obtain a payout figure:
Log in to your YourLease account and request a payout figure instantly. You may also download a Payout Letter which will include payment instructions if you want to payout.
What documents can I request for my car loan?
The following documents may be available for your contract depending on your loan type. To help secure your information, we may need to password protect the document. We’ll provide your password to you over the phone or send it to you via SMS.
Payout Letter
This letter includes the payout figure at the time of request to finalise your loan. It includes the amount owed, contract expiry date and payment details. Please note paying out a loan early may incur additional fees and charges.
If you have a YourLease account, log in to get your payout letter.
Consumer Loan statement
A statement includes all transactions made on your Consumer Loan contract, including the breakdown of principal, interest and any fee components. Statements are available for Consumer Loans only.
Interest Amortisation Schedule
This document will provide a payment schedule for the loan term, showing both the principal and interest component of each payment. The interest Amortisation Schedule is only available for Chattel Mortgage and Commercial Hire Purchase.
Contract Summary Letter
This letter provides an overview of your current account status. This includes account information, payment schedule, loan balance and payout figure.
Payment History
A statement reflecting all previous transactions made on your loan account. This document does not provide a breakdown of principal and interest components.
If you have a YourLease account, log in to get your payment history.
Statement of Transactions
A statement of transactions displays all payments made on your contract since its commencement date. This is only available for certain Finance Leases (e.g. those that are not currently under a novation agreement or externally managed).
Copy of contract
A copy of your original contract.
Residual value /
Balloon letter
A letter specifying the residual value or balloon amount payable on your contract, the payment due date and payment details.
Payout Breakdown Letter
Consumer Loan
A document that will show the breakdown and calculation of your current payout figure on a Consumer Loan. These components will include your Principal Balance, Accrued Interest and an Early termination fee if applicable.
Commercial Loan
A document that will show the calculation of your current payout figure on a commercial loan. The payout figure is calculated as the present value of the sum of the following plus GST where applicable. The early termination rate/discount rate (as per the contract) is used to calculate the present value.
Any and all amounts in arrears (if any); plus
The present value of the remaining instalments which haven’t yet become due under the contract; plus
The present value of the residual value or balloon; plus
Any fees and charges payable on termination.
Letter of Authority form
Complete this form if you want to authorise a third party to act on your behalf in relation to your car loan. Once completed, please send it to leasingcustomerservice@macquarie.com
A third party may be authorised for Full Authority, Payout Only or Payment information. A description of each level of access is outlined below:
Full Authority
Full authority will grant access to all personal and account information and allow the authorised person to negotiate and agree on your behalf. Furthermore, the authorised party will be allowed to incur fees on your behalf.
Payout only
This will allow the party to obtain payout information only which includes: residual value amount, balloon payment or payout due dates and amounts only.
Payment info
This will allow the authorised party to obtain information relating to the frequency, due dates, amounts of repayments and end of finance payments.
Direct debit form
Complete this form if you want to update your direct debit details. If you’ve entered your contract through Esanda, please complete the Esanda form . Once completed, please send it to leasingcustomerservice@macquarie.com
What is financial assistance?
If your personal or financial circumstances have recently changed and you’re having trouble making your loan repayments, we may be able to offer financial assistance.
Financial assistance is assessed on your individual needs and could include flexible payment arrangements, variations or a reduction or deferral of repayments for a short term. Common events that can contribute to needing financial assistance may include:
injury or illness
unemployment or reduction of income
change in relationship
family and domestic violence
emergency events like natural disaster.
If you think you need financial assistance, you can reach out to us on the details below. We have a specialist team here to help discuss ways we can assist you.
Home loans
We’re available 8.45am to 5.15pm (Sydney time), Monday to Friday.
Phone: 1300 363 330 (+61 2 8245 4397 from overseas)
Email: mortgageassist@macquarie.com
Please note that you won’t be able to access redraw functionality while you’re receiving financial assistance for your home loan account.
Credit cards
We’re available 8.30am to 5.00pm (Sydney time), Monday to Friday.
Phone: 1800 674 922